Pan-India merchant network
Access cash and essential financial services through authorised OUTPAY merchant points located near your home, workplace or local market.
Everyday financial services, delivered through a trusted local merchant.
Scan-based cash access at any OUTPAY merchant point.
Learn moreAadhaar-enabled payment services, authenticated securely.
Learn moreFast, secure money transfer to any bank account in India.
Learn moreCard-based cash access wherever a bank branch isn't nearby.
Learn moreInstant recharges for mobile, DTH and toll accounts.
Learn moreBharat Bill Payment System: every regular household bill, in one place.
Learn moreEveryday assistance beyond payments.
Learn moreA secure, four-step process at every OUTPAY merchant point.
Locate a nearby authorised OUTPAY merchant point.
Confirm service availability and authenticate securely.
Your transaction is verified before it's completed.
Receive your cash or service, plus a digital receipt.
About OUTPAY
OUTPAY INDIA is a technology-enabled merchant network built to improve access to cash and assisted digital financial services across India. We connect customers with trusted local merchants, and support those merchants with secure technology, structured operations and transparent processes.
Built on trust, backed by structure.
A transparent network built on verified merchants.
Services available at merchant points close to home.
Encrypted, authenticated, audited transactions.
A structured hierarchy built for pan-India growth.
Training and assistance at every level of the network.
For shop owners
Offer cash withdrawal, money transfer and bill payments to your customers, and grow your business with an additional income stream, a merchant dashboard, and hands-on training and support.
For distributors
Lead a State, District or Pincode territory, recruiting and supporting merchants, and building a structured business backed by OUTPAY's training, tools and technology.
36
State and regional territories
400
District distributors
1,000
Pincode distributors
2,000
Initial merchants
These figures are business expansion targets, not our current network size, and are not guaranteed outcomes. Actual growth depends on merchant activation, partner approval, operating conditions and market factors. See the Compliance Disclaimer for details.
Enter your pincode to see authorised merchant points close to you.
OUTPAY INDIA is a technology-enabled merchant network that improves access to cash and assisted digital financial services across India. We connect customers with trusted local merchants, and support those merchants with secure technology, structured operations and transparent processes.
No. OUTPAY INDIA is a technology-enabled service platform and is not a bank. Services are made available through tie-ups with authorised banks, business correspondents and regulated partners, subject to eligibility, limits and applicable regulations.
Services may include UPI cash access, AePS, domestic money transfer, micro-ATM services, recharge and utility payments, and BBPS bill payments. Which services a particular merchant offers can vary, so confirm with the merchant before you go.
Find a nearby authorised merchant point, confirm the service is available, enter the amount, and authenticate securely. Your transaction is verified before it is completed, and you receive your cash along with a digital receipt.
Our team is available Monday to Saturday, 9:30 AM to 6:30 PM IST. Enquiries sent outside these hours are answered the next business day, and we typically respond within one business day.
No, never. OUTPAY and its merchants will never ask for your UPI PIN or any OTP, including someone claiming to be from OUTPAY. Confirm the exact amount before you authorise a transaction and always collect your digital receipt.
You need an active retail shop, valid identity and address proof, a PAN, an active bank account, a smartphone with internet, the ability to manage cash, a good local reputation, and a willingness to follow compliance requirements.
Typically your Aadhaar card, PAN card, a passport-size photograph, a photograph of your shop, business proof, a bank statement, a cancelled cheque, address proof, GST registration and trade licence where applicable, and your mobile number and email. Documents are collected during verified onboarding, not on the website form.
No. Any earning example is an indicative estimate only. Actual earnings depend on your transaction volume, local demand, the services active on your account, and your operating hours and cash availability.
There are three: State distributors, who oversee state-level merchant and district-distributor growth; District distributors, who recruit and support pincode distributors and merchants in a district; and Pincode distributors, who recruit, train and support merchants within an assigned pincode.
No. All investment, commission and income illustrations are indicative business projections only. OUTPAY INDIA does not guarantee income, returns or profitability to any distributor. Please read the Compliance Disclaimer before you commit.
Bill Payments
From electricity to broadband to LIC premiums, BBPS lets you pay nearly every regular household bill at a single local OUTPAY merchant point. Here's how it works.
Micro-ATM
A Micro-ATM lets you withdraw cash with your bank card at a local merchant point, even where the nearest bank branch or ATM is far away. Here's how it works.
UPI & Digital Payments
UPI cash access lets you withdraw money at a local OUTPAY merchant by scanning a QR code and confirming from your own UPI app, no debit card needed. Here's how it works.
Whether you run a shop or want to build a territory business, there's a place for you in the OUTPAY network.
